Why use a Mortgage Broker?
Some of the main benefits include that we can potentially save you thousands on your loan whilst simplifying the entire process and saving you time and effort. There are many processes when applying for a home loan and we have the entire process streamlined. We are also able to offer you more choice with your finance options. We have the knowledge and ability to make better negotiations, better terms and conditions and achieve a better outcome on your behalf. We will also liaise with all parties from the time of submission through to approval and settlement making this the easiest and often fastest way to secure your loan. We have advanced loan software that compares all mortgage rates, fees and hidden costs from banks, other financial institutions and private lenders. This helps us to deliver the best value home loan for your individual situation.
Is there any charge for your Mortgage Brokers Service?
No. All of our time and effort is free to you. We help you to find the right loan, hassle free, cost free.
Well then how do Mortgage Brokers get paid?
Each Mortgage Broker is paid by the lenders as a reward for bringing them the clients. We also ensure that you a full understanding of the costs of borrowing funds and help you to minimize those costs where possible.
What is a Pre-Approval?
A pre-approval is designed to give you an indication of the maximum amount you can borrow. By getting your pre-approval you have the power to negotiate with confidence before committing to buying a property.
I am self-employed can you help me?
Yes. We have access to a very a wide range of loan products that are personally catered to each individuals circumstances whether you are a business owners, employee or self-employed.
What is a Mortgage Broker?
A Mortgage Broker is a finance advocate. By connecting with banks and other financial institutions mortgage brokers offer consumers access to a wide range of home loan choices and can help you to select the right mortgage for your needs. We are able to offer our clients a wide range of choice from a large number of financial institutions. We take care of the application process for you and the liaising with the lenders and solicitors from start to finish on your behalf.
How do I apply for a loan?
The first step is to contact us and make an appointment. From there we can let you know what we need to get the process started. Once we have the necessary information we then complete the mortgage applications and any other relevant paperwork on your behalf. This ensures your loan application has the best possible chance of success.
Who can use our services?
Anyone can use our services. We can help everyone from the first time home buyers through to the most experienced property investors and everyone in-between. We can assist you with a wide arrange of loans including First Home Buyers, Refinancing, Construction Loans, Investment Property Loans, Commercial loans, Mortgage advice and many more.