Mortgage Broker Northern Beaches offers you independent, trustworthy and in depth mortgage advice. Our goal is to save you as much money as possible as well as to minimize the stress and the time involved in the application process. We want to make your major financial decisions as easy as possible. We are experts in providing professional and friendly mortgage advice. Our team is fully licensed and we personalize all of our mortgage advice based your personal financial circumstances.

Here are some tips to finding a good mortgage broker:

Are they a member of the Mortgage Finance Association of Australia (MFAA) or Finance Brokers Association of Australia (FBAA)?

Every Mortgage Broker that represents and “Finance on the Coast” are fully licensed and MFAA approved.

What are some of the features that may be included with my loan?

Each loan product will be different but there are many exciting loan types that are available at the moment. Some of the more important loan features may include;  Interest free credit cards, re-draw facilities, flexible repayment options, fixed or variable rate, combinations of multiple features and many more. We do our best to explain all of your options and find the features that are most accurately suited to your personal needs.

How much deposit will I need?

This varies greatly depending on many variables and may change in such circumstances as having a guarantor or other assets. As this is based on your circumstances it is best to contact us to find out what the deposit would be needed for your personal circumstances.

Can you find a loan that is tailored to my needs?

One of the best things about our service is that we have access to an amazing amount of loan types and options and we specialize in matching them to your needs. Some of these include: Fixed Interest, Split Loans, Low Doc, Low Rate, Lines of Credit and many more. We focus on matching the best loan to your individual needs all whilst providing a service that is free to you.

How long does it normally take to get approved?

Often the initial part of getting approval for your loan can be very quick but the process of obtaining a mortgage can take some time. There are also ways to fast track this such as getting pre-approved. Each case will vary depending on your circumstances but we help to make the process faster by liasing with all parties on your behalf.